"Lucian Cook highlights the impact of mortgage debt, the influence of government policies on housing, and his five-year predictions for the UK's property market"

"Cash buyers have supported activity across prime London, but the market remains price-sensitive as buyers’ budgets have come under pressure. As such, sellers who are most prepared to be realistic on price will likely garner the best end result"

"Market uncertainty and economic fluctuations has led to a price-sensitive market. Committed sellers will need to price sensibly to generate the most interest"

"Prime Scottish sales have picked up post-summer, with prices holding steady. Looking ahead, the market will continue to be supported by cash purchases. But with more choice for increasingly discerning buyers, appropriate pricing is now essential to maintain the rate of agreed sales"

"Autumn has traditionally been a popular time to put a home on the market. The rise of the cash-rich buyer is a common theme across many markets, with buyers relying less on debt. Does this mean the prime market has continued to function better than expected?"